The terms governing use of the Lending Lense website and text messaging program. Last updated August 2026.
By using lendinglense.com (the "Site"), you agree to these Terms of Service. If you don't agree, please don't use the Site.
Lending Lense is an independent informational resource located at 423 Iron Ave SW, Albuquerque, NM 87102. We are not a lender, broker, or financial advisor, and nothing on this Site constitutes a loan offer, financial advice, or a guarantee of approval or terms from any lender.
You agree to use the Site only for lawful, personal purposes, not to interfere with its operation or attempt unauthorized access to our systems, and not to misrepresent your identity when submitting a form.
Cost ranges, APR figures, and other numbers on this Site are illustrative and general. Actual rates, fees, and terms vary by lender, state, and individual circumstances. Always confirm exact terms directly with a lender before signing any agreement.
The Site's text, design, graphics, and logo are the property of Lending Lense or its licensors and may not be copied or reused without permission, other than for your own personal, non-commercial reference.
Our text messaging program is governed by these Terms and our Privacy Policy. Message and data rates may apply, message frequency varies, and you can opt out at any time by replying STOP or get help by replying HELP.
The Site may link to or integrate with third-party services that we don't control. We're not responsible for the content or practices of those third parties.
The Site is provided "as is" without warranties of any kind, to the extent permitted by law. Nothing on the Site is a substitute for the terms of an actual loan agreement, which is governed by the lender and applicable law.
To the extent permitted by law, Lending Lense is not liable for indirect, incidental, or consequential damages arising from your use of the Site.
You agree to indemnify Lending Lense against claims arising from your misuse of the Site or violation of these Terms.
These Terms are governed by the laws of the State of New Mexico, without regard to conflict-of-law principles. Any disputes arising from these Terms or use of the Site will be resolved in the state or federal courts located in Bernalillo County, New Mexico.
We may update these Terms from time to time. Continued use of the Site after changes means you accept the updated Terms.
Lending Lense
423 Iron Ave SW, Albuquerque, NM 87102
info@lendinglense.com · (505) 578-7479